Quick Answer: How To Get Credit Card In Nigeria?

Which bank gives easily credit card?

Top Low Income Credit Cards

Credit Card Variant Annual Fee Category
YES Bank Prosperity Reward Plus Credit Card Rs.0 Rewards
ICICI Platinum Chip Credit Card Rs.0 Lifestyle
MakeMyTrip ICICI Bank Platinum Credit Card Rs.0 Travel
SimplyCLICK SBI Card Rs.499 Online Shopping

How does credit card work in Nigeria?

Credit cards are not as common in Nigeria as debit cards. All your bank does is to credit your bank account with a certain amount you have agreed to. A customer can then go ahead to spend. At the end of the month, he or she is expected to pay before a new amount is credited into his/her bank account.

How can I get a UBA credit card?

How do I get a UBA Naira Credit Card? Simply walk into any UBA branch or visit our website at ubagroup.com to download the credit card application form, fill in and submit to the Customer Service Officer at any of our branches nationwide.

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Does Uba issue credit card?

So whether it’s meeting an urgent financial need without disrupting your monthly cash flow or simply making payment for goods and services, your UBA Credit Card has got you covered. Available in Nigeria.

How can I get a credit card instantly?


  1. Visit sc.com/in.
  2. Choose the credit card of your choice.
  3. Fill in your details and verify with OTP to submit your application.
  4. Get instant Approval in Principle*
  5. Post successful validation of your KYC and other documents your Virtual credit card will be ready instantly.

Can I get credit card without income?

Yes, you can avail a credit card without Income tax return as no credit cards issuers ask for IT returns from customers.

How much is Visa card in Nigeria?

In Nigeria, depending on your visa class, the majority of visa applicants will pay either $160, $190 or $265 at GT Bank. Visa Fees.

Current Consular Exchange Rate: 420.00 NGN = 1 USD
Current Rate Valid Through: 15/06/2021

How can I apply for GTB credit card?

What You Need to Apply

  1. Completed (USD) Domiciliary account form.
  2. 2 (Two) Referees.
  3. 1 (one) recent passport photograph.
  4. A recent Utility Bill.
  5. A copy of your Driver’s License or International Passport.
  6. Issuance fee N1,000 (or it’s equivalent in dollars).

Do Nigerian banks give credit card?

Indeed banks provide credit cards, some other finance management institutions provide this facility as well. In the data provided by World Bank on Credit Card usage in Nigeria between 2011 to 2017, only 0.79% of Nigerians had a debit card in 2011. The number rose in 2017, but only to 2.59%.

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How much is UBA Visa card?

If you don’t have an account with UBA, simply open one. Visa Dual Currency (DCDC) Debit Card.

Getting a new card N1,000 (VAT Exclusive)
Annual maintenance fee $20 (VAT Exclusive)

How can I get Uba quick credit?

How to apply

  1. Dial *919*28#
  2. Chat with Leo via Facebook or Whatsapp using the keyword ” Loan “.
  3. Click credit is also available on UBA internet Banking and Mobile Banking platforms.

What is UBA Visa card?

Visa Classic Debit Card ​ Your UBA Visa Classic® Debit Card can be used for cash withdrawal at any UBA ATM or any ATM displaying the Visa or V-Pay logo and can also be used to make everyday purchases at merchant locations and websites where Visa is accepted anywhere in the world.

How can I get a credit card?

How to get a credit card in 3 easy steps

  1. Step 1: Choose your Credit Card. Each bank offers dozens of Credit Card options.
  2. Step 2: Apply for your card. Get all your documents ready – a bank will usually ask for identity, address and income proofs.
  3. Step 3: Activate your card.

How do I get a virtual credit card in Nigeria?

6 Platforms to Get a Virtual Dollar Card in Nigeria

  1. ALAT. ALAT is a fully digital bank by Nigeria’s commercial bank, Wema Bank.
  2. Barter. image credit: flutterwave.com.
  3. Wallet. Wallet lets small and medium businesses create a current account.
  4. Eyowo.
  5. Eversend.
  6. SpectroCard.

What do you know about credit card?

What is meant by Credit Card? ( Credit Card Definition) A credit card is a thin rectangular piece of plastic or metal card issued by financial institutions, which lets you borrow funds from a pre-approved limit to pay for your purchases.

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